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Discussion

An increase in Bank Rate generally indicates that the market rate of interest is likely to fall.

  • A.Market rate of interest is likely to fall.
  • B.Central bank is no longer making loans to commercial banks.
  • C.Central bank is following an easy money policy.
  • D.Central bank is following a tight money policy.

Answer: D

Central Bank is following a tight money policy. When RBI increases the bank rate, the cost of borrowing for banks rises and this credit volume gets reduced leading to decline in supply of money. Thus, increase in Bank rate reflects tightening of RBI monetary policy.

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