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Which of the following is not true about National Electronic Funds Transfer (NEFT) system?

  • A.There is no limit on transaction through NEFT
  • B.NEFT operates in hourly batches.
  • C.NEFT is a payment system which facilitates one-to-one funds transfer.
  • D.Only bank branches which are NEFT enabled, can be a part of the NEFT funds transfer network.

Answer: B

NEFT used to operate in hourly batches.
On may 8, 2017, the RBI announced that additional 11 settlement batches at half- hourly intervals will be introduced from July 10 2017 , beginning from 8.30 am till 6.30 pm.
With this, the total number of half hourly settlement batches during the day will increase to 23.

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