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Discussion

Which of the following is not true about Aadhaar-enabled payment system (AEPS)?

  • A.AEPS enables bank customers to access their Aadhaar-linked bank accounts through the Aadhaar authentication.
  • B.For a transaction through AEPS, only Aadhaar number and fingerprint captured during the enrolment are required.
  • C.AEPS allows inter-operability among different systems adopted by different banks in a safe and secured manner.
  • D.Customers can find out their account balance, deposit cash, withdraw money and transfer funds to other Aadhaar-linked bank accounts through the help of business correspondents of the bank they have account in.

Answer: D

Aadhaar Enabled Payment System or AEPS is a new payment service offered by the National Payments Corporation of India to banks, financial institutions using Aadhaar number and online UIDAI authentication through their respective Business correspondent service centres.
AEPS allows four types of banking transactions: Balance Enquiry, Cash Withdrawal, Cash Deposit, and Aadhaar to Aadhaar Funds TransferE) Customers can find out information and do transfer of funds through the help of business correspondents of any bank.

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