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Discussion

If the cash reserve ratio is lowered by the Reserve Bank of India, its impact on credit creation will be:

  • A.Decrease
  • B. It increase 
  • C.No effect 
  • D.None of these

Answer: B

CRR is the amount of funds that all scheduled commercial banks and excluding regional rural banks are required to maintain without any floor for ceiling rate with the RBI with reference to their total demand and time liabilities to ensure liquidity and solvency of banks.

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