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Bank Rates and Monetary Policy

41.

In which year Liquidity Adjustment Facility (LAF) was introduced by Reserve Bank of India?

Answer: B

As part of the financial sector reforms in 1998 the Committee on Banking Sector Reforms (Narasimham Committee II), Liquidity Adjustment Facility (LAF) was introduced under which the Reserve Bank would conduct auctions periodically.

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42.

The RBI is empowered to vary the CRR between:

Answer: B

No answer description available for this question.
 

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43.

RBI has relaxed norms for which of the following bonds?

Answer: D

No answer description available for this question.

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44.

_______controls the supply of money and bank credit:

Answer: A

No answer description available for this question.
 

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45.

What do we call the official interest rate at which RBI provides loans to the banking system?

Answer: B

Bank Rate refers to the official interest rate at which RBI will provide loans to the banking system which includes commercial / cooperative banks, development banks etc.

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46.

RBI on July 7, 2016 notified interest rates for different small saving schemes for quarter ending September. What is the interest rate on savings deposits?

Answer: B

No answer description available for this question.

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47.

Under which qualitative tool, RBI fixes maximum limit to loan and advances that can be made, above which the commercial banks cannot exceed?

Answer: A

Central Bank fixes credit amount to be granted. Credit is rationed by limiting the amount available for each commercial bank. This method controls even bill rediscounting. For certain purpose, upper limit of credit can be fixed and banks are told to stick to this limit. This can help in lowering banks credit exposure to unwanted sectors.

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48.

Who is the chairperson of the Monetary Policy committee of India?

Answer: C

The Monetary Policy Committee of India comprises six members – three officials of the Reserve Bank of India and three external members nominated by the Government of India. The Governor of Reserve Bank of India is the chairperson ex officio of the committee.

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49.

Federal Reserve Board of Governors members serve __________ terms to help insulate them from political influence.
 

Answer: A

No answer description available for this question.

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50.

What do we call the instruments of monetary policy which directly affect the quantity of money supply?

Answer: A

The instruments of monetary policy which directly affect the quantity of money supply are called as Quantitative instruments. Example: Open Market Operations Liquidity Adjustment Facility (Repo and Reverse Repo) etc.

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