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First In India

Answer: B

Cash Reserve Ratio is a specified minimum fraction of the total deposits of customers, which commercial banks have to hold as reserves with the central bank.

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42.

When was the Indian Mercantile Insurance established?

Answer: A

The first company to transact all classes of general insurance business was the Indian Mercantile Insurance.

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43.

When did the government acquire RBI's shareholding (72.5%) in NABARD?

Answer: B

In June, 2008 the government acquired 72.5 percentage of RBI's shareholding in NABARD.

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44.

Which one of the following does not belong to regulatory bodies in India?

Answer: D

Reserve Bank of India, Insurance Regulatory and Development Authority, Forward Market Commission India, Pension Fund Regulatory and Development Authority are the regulatory bodies in India.

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45.

Which of the following term is not used in the Formation of Monetary Policy?

Answer: D

Blue chip is not considered while deciding the monetary policy of the country. Blue chip is called that company which gives safe returns to investors.

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Answer: D

Allotting money to farmers for agricultural development is the responsibility of the NABARD.

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47.

The duration of fund raising from the commercial banks to the extent of RIDFs shortfall in agricultural lending is _________.
 

Answer: D

RIDF was set up in NABARD in 1995-96 to boost public sector investment in agriculture and rural infrastructure. The fund is raised yearly from the commercial banks to the extent of their shortfall in agricultural lending. The corpus of RIDF I-XV amounted to Rs. 1,03,718 crore by March 31, 2010.

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48.

When did the National Bank of Agriculture and Rural Development establish?

Answer: A

In the field of rural credit and agricultural development, establishment of NABARD is a major event. The National bank of Agriculture and Rural Development as an apex body with the responsibility for the overall development, policy, planning and financial support for agriculture and rural development was established on 12th July 1982.
 

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49.

In which year was the Banking Regulation Act passed?

Answer: A

The failure of 588 banks in various states during 1913-1917 emphasized the need for the regulation and coordination of commercial banks and thus Banking Regulation Act was passed in 1949.

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50.

Which movement encouraged the formation of commercial banks?

Answer: A

Swadeshi movement encouraged the formation of a number of commercial banks.

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