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Digital Banking and E-Banking

Answer: C

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42.

Bank classifications according to law are

Answer: D

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Answer: D

Bharat Interface for Money (BHIM) provides fast, secure, reliable medium to make digital payments through your mobile phone using UPI (Unified Payment Interface) platform via Mobile App and USSD (Unstructured Supplementary Service Data) platform via *99# service.
In a day (24 hours), a maximum of Rs 20,000 can be transferred, and a single transaction allows maximum of Rs 10,000 to be transferred.
BHIM framework allows its usage without internet also. – thorugh SMS – BHIM framework *99# works without internet.
The limit for USSD has currently been set at Rs. 5,000 per day.

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44.

Which one is not the part of Migration to new capital adequacy framework based on the three pillar approach namely?

Answer: D

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45.

Which one of the following is not an instrument of credit control in the banking system?

Answer: C

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46.

The merger of _________and ________was the first M and A activity after liberalization.

Answer: C

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47.

Which of the following entities provide "Take out Finance" to banks engaged in financing of infrastructure project?

Answer: C

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Answer: B

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49.

Which of the following banks launched its digibank, India’s first mobile-only bank in 2016?

Answer: C

DBS Bank, Singapore’s largest bank and a leading bank in Asia, officially unveiled digibank, India’s first mobile-only bank.
digibank is India’s first paperless, signatureless, branchless bank.

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50.

Capital adequacy norms declared in the year 1996 is applicable to

Answer: D

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