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Digital Banking and E-Banking

51.

A __  card is basically a payment mechanism which allows the holder of the card to make purchase without any immediate cash payment

Answer: B

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52.

Main objective of CRR and SLR is to ensure

(i)   Liquidity position of Bank

(ii)  Financial position of Bank

(iii) Profit pOSition of Bank

Answer: A

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53.

Banks can avail refinance against loans made to industrial units from

Answer: D

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54.

The first financial institution set up in India

Answer: D

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55.

Which one among the following has not started commercial banking ?

Answer: A

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56.

With reference to the Micro Finance Institutions consider the following statement.

(i) At present Micro Finance Institutions (MFls) obtain finance from banks according to RBI guidelines.

(ii) MFIs provide small scale credit to low income households and small informal businesses.

Which of these statement is/ are correct?

Answer: B

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Answer: D

Aadhaar Enabled Payment System or AEPS is a new payment service offered by the National Payments Corporation of India to banks, financial institutions using Aadhaar number and online UIDAI authentication through their respective Business correspondent service centres.
AEPS allows four types of banking transactions: Balance Enquiry, Cash Withdrawal, Cash Deposit, and Aadhaar to Aadhaar Funds TransferE) Customers can find out information and do transfer of funds through the help of business correspondents of any bank.

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Answer: B

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Answer: B

NEFT used to operate in hourly batches.
On may 8, 2017, the RBI announced that additional 11 settlement batches at half- hourly intervals will be introduced from July 10 2017 , beginning from 8.30 am till 6.30 pm.
With this, the total number of half hourly settlement batches during the day will increase to 23.

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Answer: B

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