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Banker’s Discount

Important Instructions
21.

The banker's discount on Rs. 1600 at 15% per annum is the same as true discount on Rs. 1680 for the same time and at the same rate. The time is:

Answer: B

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22.

The banker's discount on Rs.1600 at 15% per annum is the same as true discount on Rs.1680 for the same time and at the same rate. The time is?

Answer: B

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23.

The banker's discount on a certain sum due 2 years hence is 11/10 of the true discount The rate percent is:

Answer: C

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24.

The banker’s gain on a sum due 3 years hence at 12% per annum is Rs. 360. The banker’s discount is:

Answer: A

BG = Rs. 360
T = 3 years
R = 12%
TD = BG * 100/TR = (360*100)/(3*12) = Rs. 1000
=> BD = BG + TD = 360 + 1000 = Rs. 1360

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25.

The banker’s discount of a certaih sum of money is Rs. 72 and cne true discount on the same sum for the same time is Rs. 60. The sum due is :

Answer: A

Sum = (B.D.*T.D.)/(B.D.-T.D.) = Rs. (72*60)/(72-60) = Rs. (72*60)/12 = Rs. 360

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26.

The banker’s gain of a certain sum due 2 years hence at 5% per annum is Rs. 80. The present worth is ?

Answer: A

T.D. = (B.G. * 100) / (Rate * Time)
= Rs. (80 * 100) / (5 * 2)
= Rs. 800

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27.

A bill for Rs. 3000 is drawn on 14thJuly at 5 months. It is discounted on 5th October at 10%. What is the Banker’s Discount?

Answer: A

F = Rs. 3000 R = 10%
Date on which the bill is drawn = 14th July at 5 months
Nominally Due Date = 14th December
Legally Due Date = 14th December + 3 days = 17th December
Date on which the bill is discounted = 5th October
Unexpired Time = [6th to 31st of October] + [30 Days in November] + [1st to 17th of December]
= 26 + 30 + 17
= 73 Days =73/365 year=15 year
BD = Simple Interest on the face value of the bill for unexpired time = FTR/ 100 = (3000*1/5*10)/100 = 30*1/5*10 = Rs. 60

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28.

If Rs. 10 be allowed as true discount on a bill of Rs. 110 due at the end of a certain time, then the discount allowed on the same sum due at the end of double the time is:

Answer: D

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29.

The banker's gain of a certain sum due 2 years hence at 10% per annum is Rs. 24. The present worth is:

Answer: C

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30.

The true discount on a bill of Rs. 540 is Rs. 90. The banker's discount is:

Answer: B

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